Farmer braids financial resources to ensure his future on the farm

Published by agrabilitypa on

At age 5, Garvin Schaffer knew he wanted to be a farmer. Despite health and market challenges, he has made that dream come true.

Garvin Schaffer, known by his friends as Butch, grew up on Schaffer Farms and began farming at a young age alongside his father.

“Farming was always in my blood; I knew it was what I wanted to spend my life doing,” said Garvin.

Garvin never had any interest in being anywhere except the farm, but at his mother’s prompting he left the farm for four years to gain a college degree. He quickly returned to the farm and became serious about growing their operation. He and his father worked together milking cows and growing crops.

In the beginning, they farmed 150 acres but over time they increased the size of the farm to 450 acres and began raising replacement heifers as well as growing small grains, cover crops, and straw to diversify the farm.

Garvin on his farm in Northumberland County.

Garvin began having knee problems at a young age. By the time he left college, he had already undergone several knee surgeries due to injuries. His father also had trouble with his knees so they began making updates to their farm to accommodate their limitations. They added a milking parlor to reduce strain on their knees and to increase the number of cows they could milk. This was their first step in the journey to creating an accessible farm environment. 

In 2010, Garvin’s father became ill and the bulk of farm responsibilities shifted to Garvin. He became sole owner and operator in 2013 after his father passed away. Garvin greatly enjoyed working alongside his father.

“Farming just isn’t the same without him there. I miss having him with me,” he said.

Due to his knee pain and after being diagnosed with bilateral degenerative joint disease, Garvin had both of his knees replaced in 2017. Though the surgeries were a success, he was left with limited mobility, loss of balance, and back pain. After searching for resources and support, Garvin came across AgrAbility for Pennsylvanians (AgrAbility PA) and reached out for assistance.

In early 2018, AgrAbility PA provided an on-site farm assessment in collaboration with Pennsylvania’s Office of Vocational Rehabilitation (OVR). By working with both programs, Garvin was able to implement assistive technology (AT) on his farm that would help him continue farming: a utility vehicle to assist him with mobility around the farm, ergonomic tractor and skid steer seats to provide relief from back pain, and tractor steps to enable him to safely access his tractors.

The modifications were a huge success and allowed Garvin to remain active on his farm. However, he was still relying on hired help to milk his cows. Due to his health and the declining dairy economy, Garvin decided to transition away from dairy farming and move towards raising beef cattle and grain. These two farming operations reduced the need for hired labor and increased Garvin’s independence on the farm.

Making these transitions and implementing assistive technology enabled Garvin to continue to do this work on the farm, which is important to him. He loves farming; he loves being outdoors, operating his tractors, planting crops, and the hope that comes each spring for a good year. He enjoys the diversity of each day and time alone to think. Switching from dairy to beef greatly decreased his overall stress and it has been a huge benefit for his business as well.

However, Garvin was still having trouble accessing his skid steer – a piece of equipment that he uses to move heavy items such as hay bales, grain, manure, pallets, rocks, etc. Most skid steers are front-entry, which means climbing over the bucket to get inside. Garvin’s activity on the farm was impacted daily by the difficulty he had getting in and out of his skid steer. This became even more challenging in muddy, wet, and wintry conditions. In addition, the skid steer he was using did not have a fully-enclosed, climate-controlled cab. The front of the skid steer was completely open to inclement weather. With metal in both knees, Garvin found completing his work almost unbearable on cold, wet windy days.

Garvin reached out again to AgrAbility PA for assistance. AgrAbility PA staff recommended testing out a side-entry skid steer, which would perform the same tasks but is more accessible and has a fully-enclosed cab. Garvin tried out a few side-entry models and he found it much easier to get in and out of the unit. However, the cost was significant and it WAS NOT eligible for funding from PA's OVR.

AgrAbility PA recommended contacting the Pennsylvania Assistive Technology Foundation (PATF) for financial assistance to purchase a side-entry skid steer. Garvin was unsure what to expect – transitioning the farm from dairy to beef and grain had impacted his income and credit.

When Garvin began the application process, he was relieved to learn that the PATF staff wanted to work with him to review the big picture: Garvin was working hard to get back on his feet; he had every intention of paying back the loan; and PATF recognized that the skid steer would make a significant difference in his ability to do the work he loves. Ultimately, PATF’s Board of Directors agreed to guarantee a low-interest loan so Garvin could buy his skid steer.

Garvin in a side-entry skid steer that he financed and is paying for thanks to PATF.

“PATF sure helped out! I actually got a letter from [PATF’s partner bank] Santander that I had been denied,” he explained, “but when the Board guaranteed it, that solidified the loan. And the low interest rate – that was spectacular,” said Garvin.

Garvin used the skid steer this summer and fall. He shared that it is much more accessible and it has improved his safety and risk of secondary injury, too. He highly recommends that other farmers try side-entry skid steers if they are having trouble accessing their current equipment.

“I am so glad these programs – AgrAbility, PATF, and OVR – are here to help. When you love something so much and face the possibility of not being able to continue, it is well worth making the phone call to see how they can help. The knowledge AgrAbility PA had about options and assistive technology was very helpful, and I am so thankful for the loan from PATF,” said Garvin.

Garvin pictured with Abbie Spackman, AgrAbility PA's project assistant & case coordinator

Share this: